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Business Credit

BUSINESS CREDIT BUILDER PROGRAM

 

The Business Finance Suite is the most comprehensive system in the world for securing money for business owners.

Through the Business Finance Suite you can get money for your business, build a business credit scores and establish your business credit reports. Established business credit opens the door to getting more money for your business without a personal credit check or personal guarantee.

The Business Finance Suite offers a simple step-by-step walkthrough to help your business get money quickly while you build business credit.

There are 6 essential steps you will follow within the Business Finance Suite and each step provides its own unique benefits to you and your business. With us you can build a business credit profile and score for your business that is completely separate from your personal credit file.

Now you can have your consumer credit profile and a business credit profile built which gives you double the borrowing power. Plus you can easily and quickly build your business credit dramatically increasing your available business credit.

Our $50,000 Business Credit Approval Guarantee!

With our Business Finance Suite system you receive our iron-clad guarantee that we will work with you until you get at least $50,000 in business credit and funding.

There are many other benefits you can enjoy that come along with our iron-clad guarantee:

  • Free Duns Number through Dun & Bradstreet
  • The Largest Supply of Business Credit Sources Anywhere
  • Over 25 Vendors who Approve Brand New Startup Businesses
  • Access to Vendors Unique only to Us who Provide You Revenue Building Services
  • Underwriting Guidelines Supplied with All Business Credit Sources to Insure Your Approval
  • 20 Point Corporate Compliance Review to Insure Your Business Exceeds all Lender Credibility Standards
  • Access to our Certified Business Credit Coaches who Help You Get Approved

We guarantee that you will be approved for at least $50,000 with our Business Finance Suite. Plus you receive all these other benefits that are exclusive only for our finance suite clients.

Business Credit Building Steps
Step 1 - Build Business Credibility

Almost all lenders keep their underwriting guidelines secret. As a result most business owners who apply for financing are denied as they don’t meet some of the lenders requirements for approval.

In step 1 we actually reveal the lenders secret formula for approval. We go through all 20 secret points that lenders look at on your business funding application, and help insure you meet or exceed their requirements for approval.

By helping you meet lending requirements before you even apply, you then stand the best chance of approval.

In step 1 you will complete an online application. Along the way we help you understand what lenders must see for approval, and then offer you one-click solutions if you don’t meet that lending requirement now.

We can assist you with filing for the proper corporation entity, setting up a virtual address, obtaining a phone number, fax number, and toll free number. We also assist you in setting up your email address, getting your website up and running, insuring you have the proper licensing, and more all in step 1. We even help your secure a merchant account to accept credit cards if you don’t have one now.

Step 1 and all other steps give you the ability to through each step with written and audio or video instructions. You will also be assisted by our certified business credit coaches who will hold your hand as we help walk you through the funding approval and business credit building process.

As you complete step 1 you will finally know that you have a credible business that lenders will want to lend to. This makes it easier for you to get money for your business starting in step 2. Step 2 - Your Fundability

Your information is cross-checked against underwriting guidelines for over 2,100 finance institutions and you are pre-qualified for over funding programs including credit lines and loans.

You will have access to thousands of different lenders, hundreds of direct finance sources, and hundreds-of-thousands of dollars in funding and business credit for your business. You can qualify for merchant advanced, purchase order and account receivable financing, equipment and auto vehicle leasing, inventory financing, unsecure credit lines, loans up to 12 million, and much more.

By offering a large abundance of financing sources and products we give you, as a business owner, the best chance of being approved and obtaining funding for your business.

Step 2 - Get Approved for Financing

One of the most important differences between our system and every other business credit building systems is the cash funding you have access to, and how fast you receive it.

Our Finance Suite is the only system in the world that combines both business credit building and the acquisition of cash funding to insure you can get more money quickly for your business, even with personal credit challenges.

In Step 2 you will complete the funding application by answering questions relating to your business assets and collateral. Once you complete this step, your full application is then cross-checked with thousands of lenders’ underwriting guidelines and you are pre-qualified for a massive abundance of funding programs including credit lines and loans.

In this step your clients have access to thousands of different lenders, hundreds of direct finance sources, and millions-of-dollars in funding and business credit for their business.

They can qualify for merchant advanced, purchase order and account receivable financing, equipment and auto vehicle leasing, inventory financing, unsecure credit lines, SBA loans up to 12 million, and much more. We even provide your clients’ access to a credible company to help them create their business plan if they need one.

Plus many funding programs are based on the business collateral your clients have, such as credit card sales or consistent revenue. This lending only looks at the strengths of their businesses, making it even easier to be approved.

The Finance Suite has money available for business owners with challenged personal credit, and even for brand new startup businesses. The Finance Suite offers cash funding as low as $5,000, and as high as 45 million dollars or more.

All together the Finance Suite offers more funding sources and products than anywhere else. And your clients have their own certified finance officer to help them navigate their multiple funding options and help them get approved.

By offering such a large abundance of financing sources and products we give your clients, as business owners, the best chance of being approved and obtaining funding for their business.

Step 3 - Access your Business Credit Reports

Once you have been approved for business funding, we then help them begin the process of building their business credit in Step 3.

The first step in building business credit is to see what is on your business credit reports now. The Finance Suite makes this very easy, and free to do.

First you will access your Experian Smart Business credit reports. This will tell you if you have any trade lines reporting now on your report, if you have an active credit profile open with Experian, how many inquiries you have on your report, and more.

Everything you need to know from Experian to build business credit is supplied through this Smart Business monitoring, and you can monitor your credit building in real-time with this feature. Plus the Finance Suite is the only place in the world that Experian actually gives you this data for free.

You can also elect to enroll for full credit monitoring with all three of the reporting agencies Equifax, Experian, and Dun & Bradstreet. The full monitoring does have a cost if you elect to enroll, and you can monitor and access your reports directly through the Finance Suite, the only system in existence with this direct integration with the reporting agencies.

You can also obtain your DUNS number through the Finance Suite for no cost. And your credit profile with Dun & Bradstreet becomes active when your first vendor account reports. This means you avoid any required expenses from D&B that will normally cost you up to $800 with them directly.

The Finance Suite is the only one in the world that lets you monitor your business credit reports in real-time as you are building your business credit, has direct integration with the business credit reporting agencies, gives you free Experian Smart Business access and a free DUNS number which will save you over $1,000. All of this shows how credible and valuable the Finance Suite truly is.

Step 4 - Start Getting Approved for Business Credit

In Step 4 we help you get approved for new credit in your business name that reports to the appropriate business credit reporting agencies. Much of this credit can be obtained with no personal credit check, and with no personal guarantee required eliminating their personal liability.

The first step in building business credit is to get approved with 5 Net 30 vendors who will give you credit, and who do report to the business credit reporting agencies. Once you are approved and use those accounts, the accounts are reported and will become your initial trade lines on your business credit report.

As long as you pay your bills timely, you are awarded with exceptional business credit scores that will help you start getting approved for more revolving credit cards in Step 5.

You have over 50 vendors to choose from, the largest selection anywhere. And most of those vendors will approve you for credit even if you are a brand new startup business. And with the major sources we supply you with, you can easily find the vendors you want to use to help build your new business credit.

Each vendor in the Finance Suite offers extensive details about their company, reporting, and underwriting criteria. You can see the bureaus that each vendor reports to, you can learn about the products and services each vendor offers, and you can review the vendor’s actual underwriting guidelines so you will know you can be approved before you even apply.

You can even connect with each vendor directly through the Finance Suite in just one-click. So in one-click you can easily submit your applications to your new business credit vendors.

Once your new vendor credit is reported to the business reporting agencies you are then awarded with an exceptional business credit score. We then help you leverage your newly built business credit profile and score to get approved for even more revolving business credit cards in Step 5.

Step 5 - Build Your Business Credit to $50,000 or More

It only takes a few months to build your initial vendor accounts in step 4 and have them reporting on your business credit report. Once these 5 new accounts are reporting, you can then start securing revolving credit cards in step 5.

Much of this credit you obtain in step 5 is business credit in your business name, so there is no personal credit check required. And much of the credit can be obtained with no personal guarantee eliminating their personal liability.

You will first start with some revolving “starter” accounts including credit cards with retailers such as Staples, Home Depot, Tractor Supply, Shell, Office Depot, and more. As some of these accounts report on your business credit reports, you will then be able to get approved for even more credit. And you can continue to apply, get approved, and obtain credit in your business name with many well-known retailers, and some you might not have heard of.

You can be approved for credit with Wal-Mart, Costco, Amazon, Dell, Lowes, Sears, BP, Chevron, Sinclair Gas, Speedway, Sam’s Club, Pitney Bowes, Apple, and many more. You can even get approved for multiple credit cards with Visa, MasterCard, Discover, even American Express.

As you build your business credit in step 5 you will see that many creditors will issue approvals as high as $10,000. And again, these are credit cards in your business name, and many of them require no personal credit check or personal guarantee to be approved.

In the Finance Suite each retailer lists the products they sell, who they report to, and also their underwriting requirements so you will know you can be approved before you even apply. This is the only system in existence that actually lists the real underwriting guidelines for each account, substantially increasing your chances of being approved.

We even offer you a $50,000 guarantee that you will be approved for at least $50,000 in business credit, and this guarantee applies regardless of your personal credit condition. So you truly have nothing to lose with our leading business credit building system.

Step 6 - Secure Even More Funding for Your Business

Once you finish your business credit building in step 5 you are exposed to more funding programs in step 6. Many of these funding programs will allow you to qualify using your newly established business credit profile and score, so you can get approved with no personal guarantee.

Step 6 is the reward you have worked for. You can now finally separate your business and personal liability and secure money without being personally liable for your business debts. Now you have one of the strongest assets your business can possess, a powerful business credit profile.

This means that in the future you will have a much easier time obtaining credit and funding in your business name. You will even start receiving multiple offers from retailers, and Visa, MasterCard, Discover, and American Express, for business credit cards in your business name.

Now you can sit back and enjoy running a business with massive amounts of credit and capital backing you, making it even easier to build the business of your dreams.

Business Credit Consultation
Texas Consumer Credit is here to help you grow your business with credit & funding solutions!

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